Basic financial counseling services may be offered at the UAB Employee Assistance and Counseling Center or a referral may be made depending on the level of expertise needed.

Gateway Financial Freedom (
A national, non-profit program, Gateway Financial Freedom (GFF) helps people get out of debt, avoid bankruptcy and learn to manage their money. 
All services are strictly confidential and include:

Debt Management Plans (DMP), through which a family’s debt is analyzed and repayment plans are negotiated with their creditors. DMP clients make a single payment to GFF, which then pays creditors according to the negotiated agreement.

Budgeting – Trained and experienced counselors work with individuals and families to examine both revenues and expenses and to devise budgets designed to promote financial stability

Mortgage Counseling - Allows potential homeowners to plan for the mortgage process by analyzing current finances, identifying “red flags,” and planning future actions to prepare for home ownership.

Foreclosure Counseling – GFF staff members will advocate for clients at risk of foreclosure to determine what, if any, steps can be taken to prevent foreclosure

Community Education - The staff of Gateway Financial Freedom provide financial education services to groups throughout the community.

Disclaimer:   Notwithstanding any language to the contrary, nothing contained herein constitutes, nor is intended to constitute, an offer, inducement, promise, or contract of any kind. The data contained herein are for informational purposes only and are not represented to be error free. Any links to non-UAB information are provided as a courtesy. They are not intended to constitute, nor do they constitute, an endorsement of the linked materials by the University of Alabama at Birmingham.