This page location is:
UAB Policies & Procedures Library
Give to UAB
Find by Title
Find by Keyword
Find by Unit
Full Text Search
Manuals and Handbooks
Board of Trustees Manual
Direction: Student Handbook
Graduate Student Handbook
You and UAB Handbook
UAB HIPAA Core Policies
Policy User Resources
Policy Library FAQ
Secure Content Access
Policy Development Process
Accidental Death & Dismemberment Insurance - HR Policy 307
Return to Previous Page
This policy details available accidental death and dismemberment insurance policies available to UAB employees. This document includes schedule of payments and information on premiums.
Material Original Source:
Policy 307 – Accidental Death & Dismemberment Insurance
Date Issued: 10/80
Date Revised: 07/12
accidental death and dismemberment insurance
for all full-time regular employees, 3/12 hour shift employees, full-time temporary employees, postdoctoral scholar employees, interns and residents as well as alternative schedules (32 hours or more and 10 month employees). This insurance provides coverage of $22,500. The total premium cost is paid by UAB.
For those employees desiring additional coverage,
voluntary group accident insurance
is available which will also cover spouses and dependent children. The total premium cost for this coverage is paid by the employee.
POLICY 307.A UAB-paid Accidental Death and Dismemberment Insurance
All regular full-time employees, 3/12 hour shift employees, full-time temporary employees, postdoctoral scholar employees, interns and residents are covered by a $22,500 accidental death and dismemberment insurance policy effective on the date of regular employment.
The beneficiaries designated for this coverage are the same as those named in the UAB-paid Group Life Insurance unless otherwise indicated by the employee.
The schedule of payments for accidental death and dismemberment indemnity is:
Loss of Life
Loss of both hands or both feet
Loss of entire sight of both eyes
Loss of one hand or one foot
Loss of entire sight of one eye
Loss of speech
Loss of hearing in both ears
This policy covers the eligible employees 24 hours a day, 365 days a year, on or off the job, anywhere in the world.
If you are at least 60 years old or older with at least 5 years of service upon termination of employment, you are eligible for $6,000 accidental death and dismemberment insurance for a nominal monthly premium (Not available for UAB LLC employees).
POLICY 307.B Voluntary Group Accident Insurance (OPTIONAL)
All full-time regular, 3/12 hour shift employees, full-time temporary, part-time regular, postdoctoral scholar employees, interns and residents as well as alternative schedules (32 hours or more and 10 month employees) are given an opportunity to participate in this accidental death and dismemberment plan. Coverage up to $500,000 is available, and covered employees may purchase insurance on spouses and eligible children. The entire premium cost for this insurance is paid by the employee.
This policy provides protection 24 hours a day, 365 days a year, on or off the job, anywhere in the world.
The schedule of payments is as follows:
Loss of life
Both hands, both feet, or sight of both eyes
One hand, one foot or sight of one eye
Half Principal Sum
Speech or hearing in both ears
One-fourth Principal Sum
Employees are eligible to join this plan within the first 31 days from the date of employment. Otherwise, you may join during an announced annual open enrollment period.
UAB Web Pages Policy