Financial Literacy

Economic times are tough. UAB is committed to providing students with up-to-date advice and guidance on financial assistance options and budget-management tools that can help ease your financial burdens. We’ll update these suggestions and links regularly.

  1. Apply for financial aid today. When financial conditions change, so may eligibility for financial aid. You have to apply every year to be considered. Complete your Free Application for Federal Student Aid now.
  1.  Apply for a scholarship.
    • Scholarships aren’t just for freshmen. You may apply for some scholarships if you are a current student. Contact Heather McKnight, Scholarship Coordinator in Financial Aid, at 205-934-8223 for assistance or visit us online for more information.
    • Are you the leader of a UAB student group? Student Life offers scholarship opportunities for current student leaders. Visit us online for more scholarship options.
  1. Access low-cost loan programs.
    • The Federal PLUS Loan Program allows parents to borrow funds on behalf of their student covering the difference between your total cost of attendance and the amount of other financial assistance you receive. The interest rate is 7.9 percent. To be eligible for a PLUS loan, your parents must apply and consent to a credit review by the U.S. Department of Education. For more information, visit the Office of Financial Aid online or call 205-934-8223.
  1. Get your personal finances in order. You can find information on financing college, budgeting, managing your credit, and much more with our Green to Gold basic money management.
  1. Save money on
    • Books.
    • Why buy when you can rent? Barnes & Noble at UAB Bookstore now offers a textbook rental program that can save you money on textbooks.
    • Transportation. You don't necessarily need a car on campus. Try a loaner: Parking and Transportation Services offers the “UAB Connect Program” in partnership with Hertz, providing access to cars for on-campus students on an hourly basis. If you live off-campus, consider CommuteSmart for carpooling incentives and cost-saving opportunities. The Birmingham Jefferson County Transit Authority also offers a discounted monthly U-PASS for UAB students. And remember that New Orleans and San Francisco aren’t the only cities with trolleys—hop on the Dart for just 25 cents a ride.
    • Entertainment. Looking for something fun to do? Students have plenty of low-cost or free on-campus entertainment options available. For more information, contact the Office of Student Life at 205-934-4175. Discount tickets and passes for local events and regional venues are also available through the UAB Ticket Office.
    • Food. Don't let good food go to waste. Fully utilize your student meal plan or BlazerBucks.
    • Phone. Track your cell phone minutes, consider a less expensive plan, or use Internet phone software.
    • Home. If you live off-campus alone, consider getting a roommate to cut expenses.
  1. Find a part-time job.