Media contact: Adam Pope, arpope@uab.edu
Stephanie Yates, Ph.D.
Department of Finance
Areas of expertise:
- Financial Education
- Budgeting
- Personal Finance
- Money Management
- Finance for Underserved Communities
Yates focuses her expertise on financial literacy and educating the public on personal finance and budget models. As a leading financial expert, she is well versed in topics of inherent racial bias on financial decisions, such as reverse mortgages.
She authored “Behavioral Determinants of Mortgage Defaults,” which identified borrowers who are more like to default based on various socioeconomic measurements. Current research under Yates includes analyzing the success of financial education, as well as how consumers gain knowledge.
Media appearances:
- 6 months to send-off: How to emotionally prepare your child (and yourself) for college, NBC News
- What to consider before taking out a reverse mortgage, Consumer Affairs
- Inherent racial bias and financial decisions (VIDEO), ABC News
- One bad mortgage may not spoil a neighborhood, but what about six? Sarasota Herald-Tribune
- Are Prime Day deals the best deals?, WBRC Fox 6
- Where to find summer work, WBRC Fox 6