Subsidized and Unsubsidized Federal Direct Loans

Federal Direct loans are available to eligible undergraduate and graduate borrowers.

Learn More: Subsidized and Unsubsidized Federal Direct Loans


Federal Direct Parent Loan for Undergraduate Students (PLUS)

Parents who need additional resources to pay for the costs of attending UAB may apply for Federal Direct Parent Loan for Undergraduate Students (PLUS) loan funds.

Learn More: Federal Direct Parent Loan for Undergraduate Students (PLUS)


Graduate/Professional PLUS Loans

Students who need additional resources to pay for the costs of attending UAB may apply for Federal Grad PLUS loan funds. PLUS loans are credit-based loans available to graduate/professional students to help make up the difference between the cost of attendance, annual budget, and other aid—such as grants, scholarships, third party payments and Federal Direct Unsubsidized Loans.

Learn More: Graduate/Professional PLUS Loans


Electronic PLUS Checklist

This checklist is to be completed before initiating a Direct PLUS application.

Learn More: Electronic PLUS Checklist


Alternative Education Loans

Alternative loans are private, credit-based, non-federal loans. These loans are made by national, regional and local lending institutions to assist families in paying educational costs. The loan products offered vary, and borrowers are encouraged to compare all options related to private loans and compare them to federal loans. UAB does not recommend or suggest any lender over another. It is important for borrowers to research lenders and loan terms and conditions carefully.

Learn More: Alternative Education Loans

uab logo

Cost & Aid