Subsidized and Unsubsidized Federal Direct Loans
Federal Direct loans are available to eligible undergraduate and graduate borrowers.
Federal Direct Parent Loan for Undergraduate Students (PLUS)
Parents who need additional resources to pay for the costs of attending UAB may apply for Federal Direct Parent Loan for Undergraduate Students (PLUS) loan funds.
Graduate/Professional PLUS Loans
Students who need additional resources to pay for the costs of attending UAB may apply for Federal Grad PLUS loan funds. PLUS loans are credit-based loans available to graduate/professional students to help make up the difference between the cost of attendance, annual budget, and other aid—such as grants, scholarships, third party payments and Federal Direct Unsubsidized Loans.
Electronic PLUS Checklist
This checklist is to be completed before initiating a Direct PLUS application.
Alternative Education Loans
Alternative loans are private, credit-based, non-federal loans. These loans are made by national, regional and local lending institutions to assist families in paying educational costs. The loan products offered vary, and borrowers are encouraged to compare all options related to private loans and compare them to federal loans. UAB does not recommend or suggest any lender over another. It is important for borrowers to research lenders and loan terms and conditions carefully.