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38 Reasons You Need At Least a $500 Emergency Fund
The age-old saying,” When it rains it pours” is especially true when an unexpected emergency pops up- as if you had nothing better to do than fork out $500 on new tires, or visiting the doctor. Recently the Federal Reserve noted that almost half of Americans do not have $400 available in an emergency fund.
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The Dangers of Using Trendy Online Installment Programs to Buy Stuff You Can't Afford
“It makes making large purchases very easy and convenient, so a lot of retailers — particularly bigger-ticket item retailers — are using these now,” she says. “But consumers really have to be careful.”
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How To Teach Your Kids Good Money Habits
As a parent, you want the best for your children. This doesn’t necessarily mean you want them to have the best clothes, the latest toys or coolest gadgets. Most likely, it means you want them to be safe and secure. And you want to lay a foundation that they can build upon to do well in life.
The question, then, is whether you’re teaching your children a key lesson that will impact whether they will do well. That lesson is about money.