Nearly half of all employees say financial challenges cause them the most stress in their lives. It’s important to target stress at the source. Through the Financial Wellness Program, the Employee Assistance & Counseling Center provides personalized counseling and various resources designed to help employees cope with financial stressors. This program is here to empower you to take charge of your finances and financial wellbeing.

See the EACC's financial wellness services below for more information.
 

  • Financial Programs & Events

    EACC partners with the Regions Institute for Financial Education, local credit unions and other organizations to provide you with seminars and workshops on financial topics that matter to you. See what’s coming and save your spot today.

     

    SmartPath Webinar

    May 15
    Online
    SmartPath’s monthly financial wellness webinar series continues with "Hello, My Name is Debt."
    See flyer for more information.
     
     

    Wise Use of Credit

    April 23
    West Pavilion Board Room
    Learn to understand credit, how to get and read your credit report and how lenders view credit and the role of credit counseling agencies.
    See flyer for more information.
  • Financial Counseling

    Need financial guidance but not sure where to start? An individualized financial wellness counseling session will help you gain a better understanding of your financial situation, while teaching you the best options for managing your finances and paying off debt.

    The Employee Assistance & Counseling Center offers a variety of personalized services to help you take control of your finances. A financial wellness counselor will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities.

    To schedule a one-on-one meeting with a financial wellness specialist, call 1-877-872-2327 or 205-934-2281. Or visit UAB Benefits for information on scheduling an appointment with retirement consultants from TIAA and/or VALIC.

  • Financial Seminars by Request

    The Employee Assistance & Counseling Center offers personalized financial education seminars by request, at a time and location convenient for your department. Most seminars are designed for groups of 20-30 employees — perfect for staff councils, academic departments and affinity groups. Seminars for larger groups and after-hour sessions are also available.

    Choose the financial topic that fits the needs of your group, from navigating UAB’s retirement plans to estate planning. With advance notice, we can develop a custom presentation. Submit a request online, and a member of the EACC Financial Wellness team will contact you within three business days to discuss your group’s programming needs.

    Submit a Request

     



  • What's in your credit score?

    Credit scores influence the credit that is available and the terms (interest rate, etc.) lenders may offer. It's a vital part of credit health. Credit Scores are calculated using many different pieces of credit data in your credit report. This data is grouped into five categories:

    1. Payment history (35%): Your account payment information, including any delinquencies and public records. Amounts owed (30%): How much you owe on your accounts. The amount of available credit you are using on revolving accounts is heavily weighted.
    2. Length of credit history (15%): How long ago you opened accounts and time since account activity.
    3. Types of credit used (10%): The mix of accounts you have, such as revolving and installment.
    4. New credit (10%): Your pursuit of new credit.

    You are entitled to one free credit report from each of the three major credit agencies once a year. You can order your free credit reports through annualcreditreport.com.

    Look for EACC Financial Wellness Counselor Cecelia Boyd's Financial Tip of the Month in the UAB HR newsletter.

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