The UAB Student Health Insurance Plan (SHIP) is provided by United HealthCare and offers the best available protection at a very competitive price. This plan includes preventive services and unlimited lifetime maximums for medical and prescription coverage. The SHIP is a 1-year commercial policy that is re-negotiated annually and designed specifically to meet the needs of UAB students.
Current Benefits
| Deductible: | $500 |
| Maximum Out of Pocket Cost: |
$6000 per year for individual coverage |
Provides access to a national network of preferred providers
in all 50 states.
Note: Spring and Summer terms are paid in the Spring term.
United HealthCare Portal:
Mandatory Plan is Policy #2023-505-1
Optional Plan is Policy #2023-505-2
This student insurance policy requires health insurance for all international students, student enrolled in a clinical program, undergraduate students registered for 9 or more credit hours, and most graduate and professional students. Students who do not have their own private coverage are automatically enrolled in the Student Health Insurance Plan, which is offered by United HealthCare. More information regarding this plan will be available soon. Students who have coverage and opt out of the UAB SHIP must complete an online waiver through the Patient Portal.
The SHIP provides coverage on a semester basis.
- Fall: August 15 - December 31
- Spring/Summer: January 1 - August 14
Students who are interested in other options on the Health Insurance Exchange and Marketplace, please click HERE
How to make use of your student health insurance plan:
Step 1: Create Your Account
Step 2: Get Your Electronic ID Card
Step 4: Navigate Account to Search for more information
Current Insurance Plan Information:
Mandatory
| Rates | Annual 8/15/23 to 8/14/24 |
Fall 8/15/23 to 12/31/23 |
Spring 1/1/24 to 4/30/24 |
Spring/Summer 1/1/24 to 8/14/24 |
Summer 5/1/24 to 8/14/24 |
| Student | $3,244.00 | $1,232.00 | $1,072.00 | $2,012.00 | $940.00 |
| Spouse | $14,321.00 | $5,439.00 | $4,735.00 | $8,882.00 | $4,148.00 |
| One Child | $14,321.00 | $5,439.00 | $4,735.00 | $8,882.00 | $4,148.00 |
Optional
| Rates | Annual 6/1/23 to 8/14/24 |
Fall 8/15/23 to 12/31/23 |
Spring 1/1/24 to 4/30/24 |
Spring/Summer 1/1/24 to 8/14/24 |
Summer 5/1/24 to 8/14/24 |
| Student | $5,953.00 | $2,261.00 | $1,968.00 | $3,692.00 | $1,724.00 |
| Spouse | $14,321.00 | $5,439.00 | $4,735.00 | $8,882.00 | $4,148.00 |
| One Child | $14,321.00 | $5,439.00 | $4,735.00 | $8,882.00 | $4,148.00 |
(* this form is for enrollment into both plans)